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FACTS
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WHAT DOES FIRST COVENANT BANK
DO WITH YOUR PERSONAL INFORMATION?
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WHY?
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Financial companies choose how they share your personal informtion. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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WHAT?
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The types of personal information we collect and share depends on the product or service you
have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and creditscores
When you are no longer our customer, we continue to share your information as described in
this notice.
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HOW?
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All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers’ personal information. The reasons First Covenant Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does First Covenant Bank share?
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Can you limit this sharing?
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For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
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Yes
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No
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For our marketing purposes - to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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No
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We do not share
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For our affiliates' everyday business purposes - information about your transactions and experiences
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No
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We do not share
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For our affiliates' everyday business purposes - information about your creditworthiness
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No
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We do not share
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For our affiliates to market to you
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No
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We do not share
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For our non-affiliates to market to you
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No
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We do not share
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WHAT WE DO
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How does First Covenant Bank
protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information, and we limit access to those employees for whom access is appropriate.
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How does First Covenant Bank collect my personal information?
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We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your credit worthiness
- Affiliates from using your informa on to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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